Secure Your Financial Future with Our Mortgage Advice
With hundreds of different loan products to suit anyone's needs
About
At Patriot Mortgage we're dedicated to revolutionizing the way people approach the real estate market.
Patriot Mortgage has been around for close to 30 years. We are a local independent mortgage brokerage. Meaning we don't lend our own money but instead we can shop around and find the best products and rates tailored to you and only you. I, Logan Nelson originate loans under Patriot Mortgage and have access to every one of these products, along with a great mentor, and processing team. We take pride in our ability to close loans and close them fast.
Our Services
What we do
01
Customized Home Loans for Your Needs
Our expert team will work closely with you to find a tailored loan strategy designed to achieve your financial goals while minimizing hidden fees and costs.
02
All Loan Products
We offer every loan product under the sun. From conventional to ITIN loans, we can use any product assuming the borrower will qualify.
03
Credit and Debt Repair
Our team offers credit and debt repair advice to help you get into your dream home. We will work with you to get you where you need to be. At Patriot Mortgage we focus and building wealth and not just the purchase of a home.
Ready to Unlock Financial Freedom?
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"Logan was great helping me purchase my first home! Extremely informative and quick to answer calls about any questions I needed answered. I’d recommend him to anyone looking for a quick and streamlined home buying experience!"
Isa Danae
Homeowner
F.A.Q.
Find answers to commonly asked questions about our services.
Will I Qualify For a Home?
The only way to find out is to speak with a qualified mortgage professional. Our Loan Officers have helped numerous clients who didn’t know if they could qualify to become home owners. We take the time to understand your financial situation and long-term financial goals, and then match you with the loan program that best fits your needs. Your approval for a loan may also largely depend on the price of the home you are financing. Getting pre-qualified prior to beginning your home search can give you an idea of what you may be able to afford.
Why do people refinance their mortgages?
Homeowners typically refinance to save money, either by obtaining a lower interest rate or by reducing the term of their loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
FAQ image How much money will I have to pay upfront to buy a home?
This question does not have a simple, one-size-fits-all answer. The exact amount will depend on the price of the home you buy as well the type of mortgage financing you choose. Depending on your loan program, your down payment could be as much as 20% of the home’s price or as little as 3%, while some loans require no down payment at all.
Should I lock my interest rate now, or wait until we are closer to our closing?
Interest rates fluctuate all day, every day. If an interest rate is good, it may be in your best interest to lock now. If you wait, you run the risk of an increase in rates later. If you are concerned that rates may go down after you lock, contact your Loan Officer to discuss your options. Some programs allow you to lock for an extended period and choose to lower your rate should a better one become available.